Drug users place themselves and their families into a deathly spiral of economic and psychological misery. They ruin their health in many cases, debase themselves by stealing, selling off their family and friend’s possessions for the next hit and even turn to murder to sustain the habit. Their families’ cry for help resounds on TV talk shows, in therapists’ offices and all through our communities.

Dope dealers live a double life of secrecy and paranoia that many times leads them to a life behind bars or death at the hands of a rival.

Luckily, we have a solution. Or do we?

The American government and its taxpayers have spent hundreds of billions of dollars fighting this 500-pound gorilla that it, in all likelihood, cannot ever fully defeat.

The “war on drugs” has been a staple of the American justice system since the Nixon administration. Since then, the United States has spent one trillion dollars fighting drugs.

That’s 1,000,000,000,000 with a “T”.

Statewide, the numbers are just as sobering. In 2002, the State of Wisconsin spent $180 million fighting Marijuana alone.

Nationwide, the federal government spends roughly $500 a second fighting drugs. The Obama administration has made cuts to defense, healthcare and education. Why not start trimming this ineffective use of our money?

Whether you believe drugs are an abhorrent evil, a personal choice or both, most people agree we are allotting too many resources to pursuing, prosecuting and locking up drug offenders. We are not getting the benefits that justify the costs. Leaders, even the “law and order” hard liners, need to recognize that the “solution” isn’t working.

Because of America’s focus on domestic drug enforcement, other countries have had to absorb the dealings of the drug cartels. In Afghanistan, “poppy” fields fuel the world’s heroin addiction, as well as fund the Taliban’s efforts to kill American soldiers.

Mexico has been thrust into a quasi civil war due to the cartels running marijuana and cocaine into the country. We ought to at least discuss bringing the drug trade into our legitimate economy and regulate and tax it accordingly. Mexico and the government of Afghanistan have enough trouble without having to combat America’s drug addiction.

The United States considers itself the leader of the free world. We have to make the tough decisions that other countries have the luxury of avoiding.

It’s time we take the lead in fixing the very thing we created: The War on Drugs.

In upcoming articles, I will explore the economic, social and racial components of drug enforcement. I think you will find that our drug policy needs rebooting.

Charles Hausmann
President, Hausmann & McNally Law Offices

If in an accident, truckers need to act responsibly and wisely. Common wisdom tells you to see to your own safety and that of anyone else involved in the accident. Do what you can to make sure your truck is out of the way to prevent more accidents and immediately alert authorities.

Beyond the safety issues, there are some crucial steps that you need to take in order to protect your assets and your livelihood. These are offered by Hausmann-McNally, a law firm with nearly 40 years experience in helping truckers protect their rights.

These steps will pay off dividends in the long run.
1 – Take pictures of your truck, the vehicles involved, property damage, all visible injuries and any signs or other mitigating factors that could have had an effect on the accident. This is crucial to any successful litigation if you are looking to try to recover damages or defend yourself in court.

2 – You will need to write down a lot of information. Make sure to have a pen and paper on you. First and foremost, you will have to exchange insurance information with the other vehicle as well as obtain the names and contact info of the other driver(s) and any witnesses.

It is also advisable to make a note of the road signs and conditions. For instance, what was the weather like? Did the rain make the road slippery, or was the visibility too low because of the fog? It is very important you write down this information.

3 – When you get home or the next time you’re near a phone, get in touch with your attorney. Like it was stated earlier, there is oftentimes big money consequences for insurance companies when it comes to accidents involving trucks, so it is in the insurance company’s (of the other driver) interest to get you to make self-incriminating remarks via a recorded statement.

Keep in mind, driving safely can prevent accidents and the need to deal with lawyers and insurance companies. A 2006 study from the Federal Motor Carrier Safety Administration revealed that only 65 percent of truck drivers wear a seat belt, despite the high risk of a fatal accident.

In that same year, 805 drivers and occupants of large trucks died in an accident. Of that number, nearly half were not wearing a seatbelt, according to the FMCSA.
Sometimes, however, serious accidents are unavoidable for truck drivers due to erratic driving by others. In this case especially, the Hausmann-McNally must-dos after a crash are particularly important.

The attorneys at Hausmann-McNally know how to deal with insurance companies. We have handled hundreds of truck cases in the past, and you can be assured we will get you the best possible outcome for your case.

Hausmann-McNally’s staff will work with health care providers and insurance companies so you can focus on getting better and getting your life back in order after your accident. For truck drivers, accidents are typically more serious than for those with cars.

If you make your livelihood off of 18-wheelers, semis and tractor-trailers, we know that taking months off to deal with an accident is not a good option.
Let Hausmann-McNally go to work for you. If you get in a truck accident, please don’t hesitate to call 800-227-6699 for free advice and counseling.

Hausmann-McNally, S.C. managed to obtain a $79,000 verdict from Allstate when the insurance company’s final offer was only $18.000. In addition, the lawyers are seeking extra interest money to compensate the victim for Allstate’s delay.

Scott Bowman, Hausmann-McNally’s lead attorney in Ohio, maintains that Allstate’s well-noted tactics of deny, deflect and delay dragged the case out and delayed justice for his client. For that reason, the firm is seeking additional compensation to make up for the delay the insurance company caused.

Attorney Bowman notes: The American Association of Justice ranks Allstate Insurance as the number one “Worst Insurance Company in America.”  Allstate is noted for denying, deflecting and delaying a fair settlement, even when facts of an accident are clear.

The case revolved around an automobile collision wherein Mary Ellen Morgan was stopped at a stop sign and then made a left turn. Approximately 150 feet from the intersection, she was hit from behind by a pick-up truck driven by Defendant Spencer Miller.  According to the Ohio State Highway Patrolman who investigated the wreck, Miller laid down approximately 150 feet of skid before hitting Morgan’s car. Miller was ticketed for failing to keep an assured clear distance ahead.

In the local emergency room, doctors diagnosed Morgan with a concussion, neck sprain and low back sprain.

After being discharged, Ms. Morgan began to develop, over time, daily headaches, up to eight a day. She was referred to a neurologist who diagnosed her with a concussion, post-concussion disorder, and post-traumatic headaches.  Six different headache medications were tried, but none worked. Ms. Morgan sought a second opinion from another neurologist but he couldn’t cure the headaches either.

Not only did Allstate deny that Ms. Morgan suffered from these chronic, daily headaches, they wouldn’t even admit that the wreck was their insured’s fault.  Even though Miller was cited, left 150 feet of skid before impact, and hit Morgan at a high rate of speed, Allstate tried to blame Ms. Morgan, arguing, before and during trial, that Ms. Morgan “cut Mr. Miller off.”

Attorney Bowman reports, “Beyond the current award, Hausmann-McNally continues to fight for Mary Ellen Morgan by filing a Motion with the Court to obtain pre-judgment interest which is awarded when a party proves the other side did not negotiate and settle the case timely after an offer of settlement was submitted by the planitff. This will add another $23,000.00 to the verdict.”

“The money that Morgan obtains from the verdict will help her pay for cutting- edge medical treatment that will help her control the post-traumatic headaches that she has lived with the past five years,” notes Attorney Bowman. He adds that she would not have been able to afford this care without the lawyers’ work and this verdict.

Attorney Bowman’s colleagues on the case include Attorney Matt Wolf, Paralegal Cheri Smith and Kendra Dimmerling.  For more information, contact Attorney Scott Bowman, 614•223•0100

Hausmann-McNallly urges our readers to take all sensible precautions, but hopefully have some fun too.

The fun of Halloween is to step into the scary unknown. We test our bravery against strange noises and sights, creatures and characters we would never see any other time of the year. Facing down a warty witch or creepy clown for the first time is a right of passage in many places. Let’s admit…it is fun to be scared (if you know you are safe).

Warnings for Halloween safety generally fall into three categories:
•    Dangerous treats, razor blades in apples, poison candy
•    The hazards posed by costumes which make seeing difficult and the excitement, which causes kids to forget about traffic and safety rules
•    Perverts who might use Halloween as an opportunity to hurt kids

It is impossible to predict where a danger might come from, but generally parents who talk to their kids about safety and keep an eye on the action will have a better outcome. If you just turn the kids loose in a neighborhood, you are likely to receive back a frazzled, overexcited kid on a sugar high. Some parents let their younger kids trick or treat, but stand back at a discreet distance so they can observe where they go and who they interact with. Older kids would rather die than go with their parents, so set strict limits on where and how long the evening goes on. Parents might have to insist that only wrapped treats are consumed, but that will depend on the safety of the neighborhood and the individuals who give out the treats.

Traffic can be problematic. Adults may be driving home from parties where they drank too much alcohol. Trick or treaters need to be warned. And drivers need to remember that kids may be snaking through the streets in costumes that impair their side vision.

The warnings of not talking to strangers or going with anyone you don’t know is hard to enforce on Halloween, so parents are urged to be aware of neighborhood conditions, news reports and to network with other parents to ensure their children don’t  fall into the wrong hands. It’s all about caution. And then, it’s all about being dressed up as something else, scaring and being scared, lots of treats and excitement.

Take the precautions necessary and then have a great scary fun night.

It’s hard to believe insurance companies can be so short-sighted at times. The lawyers who work for the corporations have got to know some of the policies enacted by the companies are in a legal gray area.

That’s why it’s important to have lawyers fighting for your rights like the experienced personal injury attorneys at Hausmann-McNally S.C. In some cases, having a lawyer can be the difference between a client gaining tens of thousands of dollars and filing for bankruptcy because of medical bills.

One recent Hausmann-McNally client found this out firsthand. Our client sustained serious neck and back injuries when he was cut off by a left-turning car that pulled in front of him.

After the accident, the client and his wife applied for health insurance hoping the insurance company would help pay for his medical bills. Our client was completely upfront about his injuries to the insurance company and, despite the serious nature of his upcoming treatment, the company decided to take him on as a customer.

Our client was charged $1,000 a month for his insurance, not cheap by any means. Somewhere along the line, however, the health insurance company decided they did not like this arrangement with our client. The company inexplicably revoked all medical payments it made to our client’s doctors and hospital.

The health insurer claimed that our client did not inform the company about his pre-existing injuries when he signed up for coverage. This was not accurate. Hausmann-McNally took the health insurer to court, and after medical bills were paid, our client was awarded $50,000 in “bad faith” compensation because the insurer broke its contract.

The Hausmann-McNally attorney said that the insurance company’s actions were “unheard of,” and that he had never before seen an insurance company withdraw payment to a hospital.

“Our client paid good, hard-earned money for his insurance,” Hausmann-McNally declared. “For this insurance company to try and pull a stunt like that was outrageous.”

This $50,000 was on top of the $100,000 our client had already received from the offender’s auto insurance company. Had the victim not hired Hausmann-McNally S.C., he could have actually lost out on money he was entitled to.

That is why if you have been in an accident, you should call the Law offices of Hausmann-McNally at 800-227-6699 for a free consultation. Our staff is friendly, professional and ready to answer any and all questions.

Many car commercials tout the safety-oriented nature of the automobile’s company. The ads like to spout safety ratings and titles awarded to them by JD Powers and Associates.

However, this is just a good part of a marketing strategy of the auto corporations. But how much is reality?

Cost cutting is a big part of big auto. Competition is so intense and the line between failure and success so thin, that the companies have little choice but to continue to become ever more “efficient.” Unfortunately, efficient is a business term for reducing costs. When manufacturers take short cuts or skimp on materials, it can put people’s lives at risks.

If faced with the choice of saving the company money or improving safety features, most companies will…well, take a look at the evidence.

Hundreds of millions of dollars have been awarded against major auto companies for safety defects in their vehicles. In some cases, it was proven in a court of law that an automaker knowingly ignored a safety defect in order to save a few dollars per car.

For example, Ford Motor Company callously conducted a cost analysis which concluded it would cost $70 million fewer dollars to ignore its gas tank and bumper problem than to enact a recall of the vehicle.

The 27 deaths caused by the ignored defects in the Pinto cost Ford millions of dollars and greatly hurt the company’s image.

Similarly, in 1999, General Motors was hit with a $4.8 billion verdict after Patricia Anderson and her four children were severely burned after their 1979 Chevy Malibu’s gas tank exploded during a collision. Once again, it was proven in court through office memos that this major automaker chose the bottom line over safety.

In Brian Chase’s book, “Still Unsafe At Any Speed,” there are dozens of examples of car defects that led to horrifying injuries, (not to mention huge settlements), for crash victims. Some are complex, jargon-heavy problems with the engine. Others are as simple as a cheaply made seat belt.

So, you may ask yourself how these cases affect you. Well, unlike other law firms, the experienced personal injury lawyers at Hausmann-McNally just don’t look at your injuries when evaluating your case.

We also look at how you got those injuries, a crucial, yet subtle art that many attorneys overlook. We investigate the accident and determine if the mechanical or design defects in either the plaintiff or the offending party’s vehicle could have caused—or contributed to the accident and/or enhanced the injuries. In fact, personal injury lawyers’ decades-long crusade against automakers is a large part of what led to safer cars.

Charles Hausmann, president of Hausmann-McNally, said personal injury attorneys have been leading crusaders in improving car safety. (Nothing gets car makers attention so much as a multi-million-dollar judgment in a personal- injury case.)

“When I take a look back at my career, one of the things I am most proud of is the improved safety in cars,” Hausmann says. “Sadly, a major reason car companies invest in safety is if they believe it will save them from personal injury cases in the future.”

“Today, if we can develop vehicles that park themselves,” Hausmann continues, “ we can certainly improve the fatality rate and the severity of injuries caused by automobile accidents.”

If you believe you were seriously injured due to the mechanical failure or design defect of your vehicle, or another person’s vehicle, call Hausmann-McNally at 800-227-6699.

Hot Coffee Official Trailer

Not only do they suffer this tragedy but then they discover when they seek the assistance of attorneys to obtain fair compensation for their losses and injuries, how unlikely it is that they will be justly compensated. Fair compensation for the victims’ losses can’t happen with the current Indiana statute limiting liability for public agencies and employees.  Indiana’s liability limits are totally inadequate to cover a situation such as this one.

The incident itself at the Indiana State Fair was horrific. Shortly before 9 p.m. on August 13, stage rigging collapsed in strong winds right before a Sugarland concert, killing seven people and injuring scores more. The combination of foreseeable summer weather, bringing with it strong but not unknown winds, failure to warn the audience despite having warnings from the National Weather Service and improper and below industry standard construction of the stage rigging combined to cause the stage rigging to collapse and injure many who were there simply to spend a warm summer evening listening to their favorite band.

The causes of the collapse, and the judgment of those who should have given evacuation orders, are still under official investigation. For its part, Hausmann-McNally is also investigating the installers, stage component suppliers, engineers, independent and outside contractors who worked on the stage design, installation and specifications for materials as well as the State and Fair Ground employees who failed to act as they should have to protect the people they were responsible for on the Fair grounds.

The State of Indiana has an indefensible position in terms of the caps on payments it has put into place. Thanks to the Indiana State Legislature, those injured and those who lost loved ones will probably never receive adequate compensation for their losses and injuries.  This is because no matter how many are injured or killed by State action or inaction IC 34-13-3-4 limits the government’s total responsibility to $5 million for the entire incident. It sounds like a lot until you realize the scope of the tragedy that occurred and all the lives that were taken or severely damaged.

In any state, in any situation, the $5 million cap is ridiculously inadequate to cover these types of catastrophic events. Unless personal injury attorneys find other sources of recovery, victims’ medical bills may not even be covered. Their loss, if not covered by any other source, could bankrupt them. Rodney Tucker, who heads the Hausmann-McNally Indianapolis office, is also looking into the constitutionality of the Indiana caps.

“This law limits its own responsibility in a cavalier fashion and states, ‘a governmental entity or an employee of a governmental entity acting within the scope of employment is not liable for punitive damages,’” Tucker says.

Did lawmakers lack the vision to anticipate a catastrophe as broad as this one at the Indiana State Fair or did they smugly set an unrealistic cap in an attempt to evade responsibility for the government’s actions and inactions?

The whole issue of caps on liability is just bad public policy. It is a creeping disease that seeks to control damages for the most seriously injured by fiat. States put a price on a human life and tragedy as easily as a piece of meat. The whole concept of caps supposes you can apply a one-size-fits-all rule to every situation. This tragedy may wake up victims and their families to the injustice of the caps. “Five million won’t begin to cover these losses and injuries, ” according to Tucker

In addition to the deaths, severe injuries reported include spinal injuries, head injuries, wounds and broken bones. While attorneys are searching to identify responsible parties, it would be appropriate for the Indiana legislature to review this law and change it to reflect reality.

“Of course, Hausmann-McNally will file lawsuits and we will pursue every possible lead that can achieve just compensation for our clients. That is what we do. It is just a shame that the state has chosen to make it harder on everyone.”

If you were involved in the August 13 incident and do not yet have representation, or know someone who was there, please let them know our firm is already working hard for several clients. We are also interested in interviewing anyone who was a witness to the event.

Call Hausmann-McNally at 800-227-6699.

It’s a time when kids are getting ready for school, and when parents drop their children off at college for the first time.

It’s also a good time for adults to plan their fiscal budgets for the end of the year. With the holiday season just a few months away, families are already saving up so this Christmas can be a special one for the kids.

There are some things that no one should save on, though. Take car insurance, for instance. Many companies advertise about having the lowest car insurance rates in America. Whether they claim to be able to save you $400, or 15% with a 15-minute phone call, there seem to be a lot of opportunities to save some money.

However, insurance is one thing you should think about upgrading, not downgrading.

Despite their television commercials that suggest insurance companies exist to save you money, these corporations will fight you tooth and nail on the smallest of claims, as well as omit crucial information that could lead you to buy the best valued auto insurance policy.

That is why Hausmann-McNally S.C., wants to help you make the most cost-effective decision when it comes to purchasing your auto insurance. First off, a little background on the business model of insurance companies.

Insurance companies make their money off of the lower liability policies, which are their highest-profit product. The vast majority of claims paid out are in the lower-limit threshold, so insurance companies charge a lot of money for basic packages, but barely anything to upgrade a policy.

According to computer quotes on the companies own websites, for instance, for a 58 year old unmarried Milwaukee man, the cost of upgrading from the most basic $50,000-$100,000 package to a $100,000-$300,000 package from Progressive Direct Insurance goes from $63.85 a month to $66.85, exactly three dollars.

For that same man, the cost of upgrading a $100,000-$300,000 Allstate policy to a high-end $250,000-$500,000 package costs an extra $12 a month.

If the 58 year old John Doe lived in Illinois or Ohio, the costs of the upgrades were a similarly affordable $6 and 9$ respectively.

These price increases run true for all demographics. Whether it’s an extra three dollars a month to upgrade her Progressive policy for a 46 year old married woman in Ohio, or a 21-year-old man spending an extra five bucks to bump up his policy from Progressive in Illinois.

The experienced personal injury lawyers at Hausmann-McNally recommend that you take a look at your current policy and see if it is worth your while to upgrade your policy. Too many times we have seen our clients’ recoveries stifled by their low-end insurance coverages. You can prevent this.

Make sure your policy has coverage for underinsured/uninsured drivers, above your state’s minimum liability coverage. That way, if you are injured by another vehicle, which does not have insurance or doesn’t have enough coverage, you will have a greater chance to be fully compensated. In fact, for drivers in pretty much any state, the cost to obtain hundreds of thousands of dollars in extra underinsured/uninsured motorist protections is a relatively modest increase in premiums per month.

Not opting for extra underinsured/uninsured drivers insurance is a very risky move. According to one study, 16 percent of drivers out on the road are uninsured. With there being millions upon millions of underinsured/uninsured drivers out on the road, there is a chance that you get in an accident not at all your fault, but still be stuck with the bill.

Insurance companies, in some states, do not automatically include all of these coverage types in your policy, so it is highly recommend that you thoroughly review your policies to make sure that you have adequate uninsured and underinsured coverages.

Here at Hausmann-McNally, we do not have a preferred insurance company. With the right coverage, nearly all insurance companies will suffice. But to recap, look a little closer at your policy and decide whether it is worth the extra few dollars more a month to give you and your family the desirable financial security you will need in case of a serious accident.

There are many excellent reasons to engage a personal injury attorney after you have been injured in an accident, the main reason being you will find yourself dealing with insurance companies, their adjustors and vehicle damage appraisers and their tactics which you will scarcely be able to believe.

Here is a prime example.

With profits nearing $5 billion and a law staff that could rival an Attorney General’s office, Allstate insurance is a formidable opponent to claimant and consumer interests. The company uses hardball tactics to try and force victims to accept its lowball offers.

The company’s motive for doing this is obvious: it cares more about its bottom-line than its customers and people injured by its policyholders.

Insurance is essential to any economy, ensuring that no single accident or personal disaster could financially ruin an individual’s life. An important and often times forgotten concept of insurance is that it is not only to protect the insured, but to compensate the injured victim. Compensation and restitution to injured victims and protection of the assets of insured policyholders are the only justifications for the existence of insurance companies. They do not exist solely for the benefit of their stockholders and profit generation, but to provide a very vital and crucial service in the functioning of the American economy. Again, that is to protect its insured from economic losses and to compensate its victims for economic losses.

The business model of insurance companies is that of group sharing of risk. Basically, the risk is low that you will get in a serious car accident or have your house burn down, but the potential financial costs of those incidents are devastating.

It’s for that reason we pool our money together through insurance companies so that everyone will assume a little bit of that risk. The insurance companies are licensed to conduct business under the assumption that they will treat their customers and the victims of its policyholders fairly and quickly.

The insurance companies are allowed to make a profit from the premiums that its policy holders pay under the assumption that they will provide protection for their insured and pay the just claims that their policyholders are responsible for. Again, payment of claims in a timely, fair and equitable manner is what insurance companies are supposed to do and what policyholders pay them for.

Third party assessments of Allstate have been brutal in this department.

Recently, the American Association for Justice named Allstate the worst insurance company in the United States. A study conducted by the non-partisan Consumer Federation of America (CFA) cited Allstate as a leader in “anti-consumer insurance practices.”

“Allstate is certainly not the only insurer pursuing these anti-consumer practices, but it has
been in the vanguard in developing and implementing many of them,” said J. Robert Hunter, CFA’s Director of Insurance and former Texas Insurance Commissioner and Federal Insurance Administrator.

How did a major insurance company earn this reputation?

With a vast number of claims it receives, Allstate has an anti-payment policy of low-ball offers, and uses the three “D’s”, (delay, deny, defend), to minimize payouts to claimants. Allstate uses the three “D’s”, delay payment, denying claims, and defending it in court, with the hope that the injured claimant gets frustrated or desperate enough to accept whatever lowball offer Allstate has offered. This strategy has proven hugely successful since Allstate has seen its earnings skyrocket after it implemented these practices in the 1990’s.

Another reason Allstate delays payments is its bank accounts. Everyday Allstate does not send out a check is another day of a victim’s money sitting in an Allstate bank account accruing interest and investment income. Over time this practice adds millions to Allstate’s coffers.

And then there is the McKinsey report. New York consulting firm McKinsey & Company was hired by Allstate to advise the insurance company on how it could increase profits. McKinsey reportedly recommended Allstate use “boxing gloves” instead of its “good hands” when dealing with filed claims, which led to the practices listed above.

According to the American Association for Justice’s report, Allstate agents were even given special incentives to keep “claims payments low, even if they had to deceive their customers.”

Adjusters who tried to deny fire claims by blaming arson were rewarded with portable fridges, said former Allstate adjuster Jo Ann Katzman in the report.

“We were told to lie by our supervisors,” Katzman said. “It’s tough to look at people and know you’re lying.”

One goal Allstate has in quickly trying to get victims to accept lowball offers is to prevent them from hiring lawyers. According to a 1995 Allstate training manual, research shows that for cases worth under $15,000, unrepresented victims recovered an average of $3,464 while victims who were represented by an attorney were paid $7,450.

That means even for basic cases, represented clients received an average of $4,000 more than non-represented clients. That is why Allstate does its best to get victims to sign a release before they get lawyers like the experienced personal injury lawyers at Hausmann-McNally S.C. to represent them.

Take a recent Hausmann-McNally client who had the unpleasant experience of dealing with Allstate. This 36-year-old woman was hit by an automobile running a stop sign, and her medical bills were expected to top $20,000.

Despite this, Allstate, the offender’s insurer, offered our client just $4,181. The lawyers at Hausmann-McNally were not impressed.

After a three day trial, a jury awarded our client $70,224. The difference between the two numbers demonstrates the value of hiring an experienced law firm like the personal injury attorneys at Hausmann-McNally S.C.

Allstate is one of the most influential insurance companies in the country, and it is changing the way that all insurance providers do business. An injured individual should not have to fight over the simplest of claims just because Allstate thinks it’s right to do so because it will add to their bottom-line profits. Insurance companies have an ethical and moral obligation to pay claims in a timely, fair and equitable manner.

That is what citizens have paid their premiums to have their insurance companies do and it is high time that Allstate starts protecting its insured by paying the claims that they’ve hired Allstate to protect them from. It is high time that Allstate stop the weaseling, chiseling, minimizing and delaying, and start trying to live up to its advertised “Good Hands” policy versus using those hands to economically strangle its claimants.

Are you in good hands????